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Abstract:
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Financial literacy, financial behavior and income are driving factors for an
individual to make an investment decision. This study aims to determine the
influence of financial literacy, financial behavior and income on investment
decisions. This research method is descriptive quantitative. The sampling
technique uses the random sampling technique. analysis of the data used is
multiple linear regression analysis, partial test, simultaneous test and coefficient
of determination. The results of the study show that financial literacy has a
positive and significant direction with a large influence of 48.6% on investment
decisions, financial behavior has a positive and significant direction with a large
influence 12.5% on investment decisions, income has a positive and significant
direction with a 9.4% influence on investment decisions, financial literacy,
financial behavior and income have a simultaneous influence on investment
decisions of 64 % and 36% in influenced by other factors or variables that are not
examined. |