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Abstract:
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The research was conducted at the Remojong Brebes UMKM Association,
Wanasari District, Brebes Regency. This study aims to determine the effect of
financial literacy, financial inclusion and financial technology on the performance
of SMEs. This research is a type of quantitative research. The data collection
method used in this study was by means of interviews with the chairman of the
Remojong Brebes SMEs association and distribution of questionnaires. The sample
of this study were 86 SMEs actors, using non-probability sampling using purposive
sampling technique. Data analysis in this study was multiple linear regression
analysis with the help of SPSS version 25. The data obtained were in the form of
primary data, for secondary data obtained from other media sources such as books
and journals related to the focus of this research. The results of the study show that
financial literacy has no significant effect on SMEs performance, financial
inclusion has a significant effect on SMEs performance and financial technology
has a significant effect on SMEs performance. Then for the simultaneous test result
show that the variables financial literacy, financial inclusion and financial
technology affect the performance MSMEs. |